Job Details
MHLO
Bihar/West Bengal (Samastipur/Katihar/Siliguri/Araria/Howrah)
Job Description Position: Micro Home Loan Officer (MHLO) Location: Katihar, Samastipur Qualifications • Educational Requirement: o Minimum: Graduate in any discipline (e.g., B.A., B.Com., BBA, etc.) • Experience: o Min 1 year • Skills Required: o Strong communication and negotiation skills o Basic understanding of home loan products and lending processes o Familiarity with local geography and customer segments o Proficiency in local language(s) is an advantage o Must be able to ride a two-wheeler for field visits Key Responsibilities 1. Lead Generation & Sourcing o Source Micro Home Loans and small-ticket Loans Against Property (LAP) up to ₹10 lakhs o Promote focused loan products such as Subhash Saral and Suniwash o Build a strong local network and generate leads through field visits, community outreach, and referrals 2. Product Promotion & Customer Engagement o Educate potential borrowers, especially in the affordable housing segment, about loan products and eligibility o Conduct preliminary financial assessments and recommend appropriate loan options 3. Documentation & Loan Processing o Collect, verify, and process all required documents for loan applications o Ensure accuracy, completeness, and compliance with internal and regulatory standards 4. Legal & Technical Coordination o Liaise with empanelled legal professionals for property search reports and legal verification o Coordinate with authorized valuers for property inspections and technical appraisals 5. Loan Disbursement Coordination o Work with the Asset Centre team to facilitate timely loan disbursements o Resolve issues related to documentation, legal, or technical compliance