Dear Bhumika,
Please source quality resumes considering the following remarks for RM-ABG role:
Remarks : The candidates with SME LAP experience dealing with big ticket size(upto 1 cr) , secured product experience is of primary importance (Secured Products (GST Connect ,CC,Term Loan , Overdraft & Loan Against Property) & CGTMSE Scheme.
Request you to please and share some suitable resumes for Relationship Manager profile as per the Job description.
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BRANCH CODE
|
BRANCH NAME
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DISTRICT NAME
|
ABG_Region
|
ABG_Cluster
|
ABG_Area
|
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1810
|
Basaveshwarnagar
|
Bangalore Urban
|
Region 4 (South)
|
Bangalore
|
Bangalore I
|
|
2615
|
Banashankari Branch Bangalore
|
Bangalore Urban
|
Region 4 (South)
|
Bangalore
|
Bangalore I
|
|
1863
|
Yelahanka
|
Bangalore Urban
|
Region 4 (South)
|
Bangalore
|
Bangalore I
|
|
1609
|
Indira Nagar
|
Bangalore Urban
|
Region 4 (South)
|
Bangalore
|
Bangalore I
|
|
2954
|
Hosur
|
|
Region 4 (South)
|
Bangalore
|
|
|
1614
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Bannerghatta Main Road
|
Bangalore Urban
|
Region 4 (South)
|
Bangalore
|
Bangalore II
|
|
2911
|
Mysuru 1
|
|
Region 4 (South)
|
Bangalore
|
|
|
2690
|
Chickpet Branch, Bangalore
|
Bangalore Urban
|
Region 4 (South)
|
Bangalore
|
Bangalore I
|
|
1834
|
Whitefield
|
Bangalore Urban
|
Region 4 (South)
|
Bangalore
|
Bangalore I
|
|
2919
|
Peenya
|
|
Region 4 (South)
|
Bangalore
|
|
Request you to please check and ensure the profiles shared meets all the requirements :
- Educational Qualification: Minimum Graduate
- Relevant Job Experience: Fresher to 7 years or more of exposure in the banking or financial industry with expertise in Unsecured/Secured business Loans, knowledge of CC/OD, LAP.
- Functional Skills: Having sound knowledge of Secured / Unsecured Business Loan / LAP Product (CC/OD).
- The candidate who has worked with Bandhan may not be preferred so kindly eliminate such profiles while screening.
JD:
Job Purpose / Summary:
Responsible for building and nurturing relationships with customers, understanding their financial needs, and guiding them towards appropriate loan products.
Duties and Responsibilities:
- Actively reach out to existing and potential customers, building trust and rapport.
- Actively seek out new business customers through networking, referrals, and market research.
- Perform initial review of loan applications, providing input on creditworthiness and loan terms.
- Help customers understand the loan application process and assist in preparing the necessary documentation.
- Monitor and manage the performance of their loan portfolio, ensuring on-time collection.
- Prepare reports on portfolio performance and client activity.
- Work closely with departments, such as Branch Banking, Credit, Collection & Operations.
- Generate leads for business loans, which may involve travelling to different locations or regions to prospect for new clients.
Experience / Skillset / Certifications Required:
- Relevant Job Experience: Fresher to 7 years or more of exposure in the banking or financial industry with expertise in Unsecured/Secured business Loans, knowledge of CC/OD, LAP.
- Functional Skills: Having sound knowledge of Secured / Unsecured Business Loan / LAP Product (CC/OD).
v Good communication skills
v Planning and Organising
v Customer focus and service
v Ensuring customer satisfaction
v Positive attitude with active listening
v Basic computer knowledge (MS Office).