Role Overview:

To lead the Asset Liability Management (ALM) Risk function team by ensuring robust monitoring and reporting of liquidity risk, interest rate risks, Asset Liability management, conduct of ALCO, maintenance of Banks Policy on Interest rate on Deposits & Advances, Stress testing. Overseeing regulatory reporting, adherence to RBI guidelines and internal risk frameworks.

Duties and Responsibilities:

· In depth theoretical and practical knowledge for adhering to RBI guidelines on Asset Liability management, Liquidity Coverage ratio, Net stable funding ratio, Structural Liquidity statement, Interest rate sensitivity statement (DGA & TGA), Stress testing and new guidelines issued by RBI on interest rate risk management in the Banking Book.

· Own and steer all senior governance reporting (ALCO, MRMC, RMCB, Board), ensuring high-quality insights, adherence to RAF, and timely escalation of key risk exposures.

· Provide strategic direction on portfolio risk analytics through stress testing, scenario analysis, and behavioural modelling, with actionable risk mitigation recommendations.

· Review and maintain Bank’s Policy on Interest Rate on Advances, Interest Rate on deposits, Asset Liability Management Policy

· Provide insight to the Top Management for optimisation of the NIM of the Bank.

· Ensure strong regulatory compliance, data integrity, and robust risk processes, including adherence to RBI guidelines, audit observations, and implementation of ALM/stress testing policies.

· Lead and build a high-performing team with strong focus on capability development, output quality, and attrition control, while driving risk culture and stakeholder alignment across functions.

Experience / Skillset / Certifications Required:

Mandatory:

1. Overall Banking experience of minimum12 Years (for DVP) or 9 years (For AVP). Minimum 5 years for DVP) or 3 years (For AVP) of experience in handling Liquidity risk management, Interest rate risk management, Asset Liability management, conduct of ALCO, maintenance of Banks Policy on Interest rate on Deposits & Advances, Stress testing
2. Certification in Risk Management from IIBF / NIBM / GARP / CFA Institute

Preferred:

1. Postgraduate in Finance or related discipline.