Job Summary:
Responsible for evaluating the creditworthiness of Financial Institutions such as Banks, NBFCs, Insurance Companies, Mutual Funds, and Fintechs. The role involves credit analysis, risk assessment, preparation of credit proposals, portfolio monitoring, and supporting lending decisions.

Key Responsibilities:

• Analyze financial statements, asset quality, capital adequacy, liquidity, and profitability.
• Prepare credit appraisal notes and recommendations.
• Conduct risk assessments and monitor existing exposures.
• Perform annual reviews and portfolio monitoring.
• Coordinate with Relationship Managers, Risk, Legal, and Compliance teams.
• Ensure adherence to internal credit policies and regulatory guidelines.

Preferred Candidate:

• CA/MBA (Finance)/CFA/FRM preferred.
• 3–10 years of experience in Credit Analysis, Corporate Banking, Wholesale Banking, or Risk Management.
• Strong exposure to FIG clients (Banks, NBFCs, Insurance, Mutual Funds, Fintechs).
• Strong knowledge of financial analysis, credit underwriting, and risk assessment.

As discussed with the stakeholders yesterday, please initiate sourcing for 4 suitable candidates based in Mumbai only for the open position. Kindly adhere strictly to the below criteria while identifying profiles:

• Location: Only candidates currently based in Mumbai. No relocation candidates will be considered – this includes candidates from other parts of Maharashtra.
• Current Role/Experience:
  • Candidates at Manager / Senior Manager grades in banks
  • Must have experience in FIG segment, OR
  • Prior experience as a Credit Analyst / Underwriter handling mid to large corporates
• Compensation:
  • Current monthly gross must be between ₹1.45 L to ₹1.6 L
  • Candidates should be clearly informed that the maximum hike offered will be 25–30%, and anything beyond that will not be entertained irrespective of their current structure
• Target Organisations:
  • Avoid sourcing from ICICI Bank, HDFC Bank, Standard Chartered, or other high-paying banks with inflated salary structures
• Notice Period: Strictly 30–45 days only
• Total Experience: 5-9 Years
• Quality Check: Ensure thorough screening of profiles before submission as we aim to close this position within the current month