Seeking an experienced Regional Credit Manager to lead the credit underwriting function for the Commercial Vehicle (CV & CE) loan portfolio, ensuring sound credit decisions, portfolio quality, and compliance with credit policies.
Key Responsibilities
- Manage end-to-end credit appraisal and underwriting for CV & CE loans.
- Evaluate customer profiles using financials, CIBIL, FI reports, tele-verification, and field visits.
- Approve, modify, or decline loan proposals as per credit policy.
- Monitor portfolio quality, NPAs, early delinquencies, and credit risk.
- Coordinate with Sales, Collections, RCU, dealers, and manufacturers to maintain a healthy portfolio.
- Review credit policies, analyze market trends, and drive process improvements.
- Lead and mentor the regional credit team, ensuring timely and effective credit decisions.
Requirements
- CA / MBA / PGDM (Finance).
- 15+ years of experience in Commercial Vehicle/Construction Equipment loan credit.
- Strong expertise in credit underwriting, financial analysis, risk management, portfolio monitoring, and team leadership.
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Regional Credit Manager – Commercial Vehicle (CV & CE)
Experience: 15+ Years
Qualification: CA / MBA / PGDM (Finance)
Job Summary
Seeking an experienced Regional Credit Manager to lead the credit underwriting function for the Commercial Vehicle (CV & CE) loan portfolio, ensuring sound credit decisions, portfolio quality, and compliance with credit policies.
Key Responsibilities
- Manage end-to-end credit appraisal and underwriting for CV & CE loans.
- Evaluate customer profiles using financials, CIBIL, FI reports, tele-verification, and field visits.
- Approve, modify, or decline loan proposals as per credit policy.
- Monitor portfolio quality, NPAs, early delinquencies, and credit risk.
- Coordinate with Sales, Collections, RCU, dealers, and manufacturers to maintain a healthy portfolio.
- Review credit policies, analyze market trends, and drive process improvements.
- Lead and mentor the regional credit team, ensuring timely and effective credit decisions.
Requirements
- CA / MBA / PGDM (Finance).
- 15+ years of experience in Commercial Vehicle/Construction Equipment loan credit.
- Strong expertise in credit underwriting, financial analysis, risk management, portfolio monitoring, and team leadership.