Job Purpose

To prevent, detect, investigate, and mitigate fraud, misconduct and ethical violations across the organization while ensuring adherence to internal policies, regulatory requirements, and governance standards.

Key Responsibilities

1. Vigilance & Investigation

• Lead and conduct investigations into employee misconduct, fraud, corruption and unethical practices.
• Gather evidence, conduct interviews, and prepare investigation reports.
• Recommend disciplinary charges based on investigation findings.

2. Fraud Risk Management

• Identify fraud-prone areas and recommend preventive controls.
• Monitor fraud trends and emerging risks across branches and business units.
• Coordinate with Risk, Compliance, Audit, and HR teams to strengthen controls.

3. Whistle Blower

• Manage Whistle Blower complaints and anonymous/psudonymous reporting mechanisms.
• Ensure confidential and unbiased investigation of complaints.
• Track closure and resolution of vigilance cases within defined timelines.

4. Monitoring & Surveillance

• Analyze suspicious transactions in staff accounts, employee activities, and control breaches.
• Conduct surprise checks, branch visits, and special audits where required.
• Monitor adherence to internal policies and code of conduct.

5. Reporting & Governance

• Prepare Vigilance MIS, dashboards, and periodic reports for senior management.
• Present key findings, risk areas, and corrective action plans.
• Maintain investigation records and case documentation.

6. Awareness & Training

• Conduct employee awareness sessions on fraud prevention and ethical conduct.
• Promote a culture of integrity and compliance across the organization.

Desired Qualifications

• Graduate/Post Graduate (MBA, CA, ICWA, Law, Criminology or related field preferred and certification in Fraud Examination or Risk Management would be an advantage)

Experience

• 8-15+ years of experience in Vigilance, Investigations, Fraud Risk Management, Internal Audit, Compliance, or Banking Operations.
• Strong exposure to banking regulations, fraud investigations, disciplinary processes, and employee misconduct cases.

Key Skills

• Investigation & Interviewing Techniques
• Fraud Detection & Prevention
• Regulatory & Compliance Knowledge
• Report Writing & Documentation
• Stakeholder Management
• Analytical & Decision-Making Skills
• Confidentiality & Integrity